Foreclosure Protection Extended for Active Duty Service Members

President Obama recently signed into law the "Honoring America's Veterans and Caring for Camp Lejeune Families Act of 2012".  This act extends foreclosure protection for active duty service members. 

Under the current "Service Members Civil Relief Act" a service member is protected from foreclosure while on active duty and for 9 months after discharge or retirement.  This act was scheduled to expire at the end of 2012.

With the signing of the new act, active duty members are protected from foreclosure while on active duty and for 9 months after the end of active duty.  On February 2, 2013 the protection will be extended to 1 full year after active duty ends.

On January 1, 2015 the foreclosure protection for active duty members will revert back to 2008 levels which is protection for 90 days after active duty ends.

Realtor's Thank You Drawing - August 2012

I have the best clients in San Diego County! I am dependent upon referrals from people like you to keep my real estate business growing. I appreciate you and would like to show my appreciation with a gas or Starbucks card. Please return this flyer to me for your chance to win.
Good Luck and Thank You!!!

Are You Ready For Your Super Bowl Party?

See us in the Big Game For the first time in the 40-year history of our brand, we will air a commercial during the most watched television event of the year. The Super Bowl has a unique place in American television: when the commercials air, viewers actually start paying more attention to the broadcast. Did you know that over 111 million people are expected to watch this year's Super Bowl, and I hope you will be watching and see CENTURY 21 Agents right in the middle of it! On February 5th, tune in to your local NBC station to watch as CENTURY 21 Real Estate takes a new place in history! We are sponsoring a full half-hour segment in pre-game, and we air 11 pre-game commercials during that day. And of course, as our finale, our special :30 Super Bowl commercial will air in the 3rd quarter of the game itself. Don't forget to watch and vote for us! You'll see exactly how to cast your vote for your favorite commercial on Super Bowl Sunday at century21.com. Sideline Starters (click link to find recipes) Every great party needs great food. Here are just a few highly rated recipes that would make a great addition to your Big Game Bash. Seven Layer Taco Dip Super Nachos Super Bread Bowls Super Sliders Hot Wings Recipes provided by foodnetwork.com and allrecipes.com. Bring The Games Home Here are a few games ideas from purpletrail.com. Pass the Lucky Cup Super Bowl Game: This is yet another classic game for a perfect Super Bowl party. It is simple and a great way to make some cash for both you and your guests. In this game the person who holds the cup makes the rules for the game. The owner of the cup says a word like “touch down”, “first Down” or “50-yard line”. Then the cup is passed and each guest is supposed to add a dollar to the cup. The next time there is a touch down in the Super Bowl game, the person holding the cup collects the money inside. Then the game starts all over again. The money collected through the game can also be donated to the local food bank or charity, of course with your guests consent. Drinking game – Take a Shot: This game for adults is a fun activity to a certain point. Being the host, you will need to be careful with this game though if you want you and your guests to see the end of the game. To be on the safe side, try picking light drinks for this game. For this game, you line up fans of each team and force them to drink for every turnover, sack, fumble or dropped pass. As a variation you can also try picking a favorite play or call and every time your team is called on, you have to take a drink. Another variation is that each time the commentator says, “Did you see that” everyone has to drink. Rate the Super Bowl Commercial Game: Each year the Super Bowl commercials get more wild and crazy. A terrific game is to pass out “commercial score cards,” and have your guests rate each of the big commercials on a 1-5 star scale. After the game, tally up the winners. Pop The Balloon Game: This is an easy to play game that would be great after the Super Bowl is over. You pick team colors for balloons, and in each balloon you put a slip of paper. On the slips you can write something like “penalty”, “Personal Foul” etc. and on one of the slips write the score of the winning team. Then ask your guests to pop the balloons and the guest who gets the “score slip” turns out to be the winner of the game. For prizes you can hand out silly gifts like a toy football or pom pom. your guests are sure to have a hearty laugh playing this kiddie game. Keep the Kids engaged: If kids are going to be a part of your celebration then it would be a good idea to make some arrangements for them as well. A good way would be to allot them their own “Kids zone”, away from the grown up crowd. You can arrange for some nice movies, maybe a foosball table, easy crafts or even puzzles. Here are some game ideas for the kids at your party. You can take help of an adult family member who is not interested in the Super Bowl game and can help your keep the kids engaged with the games listed below: Monkey in the Middle Game: This is the old time favorite Super Bowl party game for young party-goers and will keep them entertained during the game. Ask the kids to make a circle. Have one child stand in the middle of the circle and hand out a football to one of the kids making up the circle. The child standing in the middle of the circle is the designated “monkey”. Players in the circle toss the football around and across the circle, trying to keep it out of the hands of the “monkey in the middle”. If the “monkey” catches the ball, they swap places with the person who threw the ball. Super Bowl Laugh Game: This is a fun game that all your little guests will love. While sending out the invitations, you can mention a line stating that all kids are supposed to come with a football joke. Have 2 to 3 judges who can rate the football or Super bowl jokes. The one who gets the best rating is the winner and gets a football for a prize. Video game: The most easy to setup game for a Super Bowl party for little guests would be arranging for a video game station on a separate television. You can set up games like “Madden” or “NFL Blitz” for guests to play during the big game. A Super Bowl party is one of the most fun, laid back parties one can ever attend. But the most important game on Super Bowl Sunday is “Hide the Keys Game”. In this game you need to hide the keys from your drunk friends so they don’t get out on the road. This is very important if drinks are going to be a part of your Super Bowl celebration. Have a Great Super Bowl party!

San Diego Martin Luther King Jr Parade - 2012

Here is a good link that provides the details for this Satuday's Martin Luther King Parade in San Diego.  Get out there and enjoy!  Parade Link

Post Holiday Help

If you are like me you enjoyed way too much rich, yummy food this weekend.  I know I am feeling a little guilty about the calories I consumed.  I plan on getting a head start on my New Years resolution to exercise more in 2012.  If you want to repair some of the damage done this holiday season, here is a list of some of the fitness centers in El Cajon.  Please add to the list.  Enjoy!!

Crunch Gym
The Sporting Club
Pure Fitness
24 Hour Fitness
Women's Fitness World
East County YMCA
Bikram YogaOptimum Condition

Tis the season for Christms lights!  Here is a list of where you can see some festive lights around San Diego.  Get out and enjoy!

Allied Gardens: 7048 Hillsboro St, off Waring and Princess View, Dec 10-24, dusk to 10:00.
Chula Vista:  "Christmas Circle", Whitney St, between 1st and 2nd, off H St., Dec 10-26, 5-10pm.
El Cajon:  "Jingle Bell Hill", Solomon Ave/Pegeen Pl
San Carlos:  7900-8000 block of Hillandale Dr., Dec. 1-31, 5-9pm
Santee:  Tomel Court, off Magnolia, Dec 17-26, 7-10pm
Tierrasanta:  5306 Belardo Dr, tune radio to 89.7 to hear lights dance, through Dec 26, 5:30-10pm

San Diego Bay Boat Parade of Lights: Dec 18th, fireworks at 5:30 then parade until 9:00.  Starts off Shelter Island, through bay and elds at the Ferry Landing, Coronado. www.sdparadeoflights.org

Where is your favorite place to see the lights and get in the holiday mood?

Rancho San Diego Area Schools

When parents are considering buying a home in a new area, local schools become a major factor.  It is important that you do your research.  Here is a list schools in the Rancho San Diego area along with their contact information and website links.  Even if you are a young couple who doesn't have kids you should take this into consideration when you buy a home.  Take it from me, time flies and you never know what your future holds.  You may think you are going to own the new home for only a couple of years but before you know if, you could have been there for 10 and have 2 school age kids!

Avocado Elementary - 3845 Avocado School Road, La Mesa, CA 91941, Phone:  619.588.3100
AvocadoElementary

Fuerte Elementary - 11625 Fuerte, El Cajon, CA 92020, Phone:  619.588.3134
Fuerte Elementary

Jamacha Elementary - 2962 Jamul Drive, El Cajon, CA 92019, Phone:  619.441.6150
Jamacha Elementary

Rancho San Diego Elementary - 12151 Calle Albara, El Cajon, CA 92019, Phone:  619.588.3211
Rancho San Diego Elementary

Vista Grande Elementary - 1908 Vista Grande Road, El Cajon, CA 92019, Phone:  619.588.3170
Vista Grande Elementary


Middle Schools

Hillsdale Middle School-1301 Brabham St. El Cajon 92019, Phone:  619.441.6156

Hillsdale Middle School


High Schools

Valhalla High Shool - 1725 Hillsdale Road, El Cajon, CA 92019. Phone:  619-593-5300.
Vallhalla High School

Steele Canyon High School - 12440 Campo Rd, Spring Valley, CA 91978, Phone:  619.660.3500
Steele Canyon High School


Colleges

Cuyamaca College - 900 Rancho San Diego Parkway, El Cajon, CA 92019, Phone:  619.660.4000
Cuyamaca College

School District Links
Cajon Valley School District
Grossmont High School District

Steele Canyon High School Principal Retires

Steele Canyon High School's principal, Craig Rocha, is retiring after 4 years.  Steele Canyon is located in the Spring Valley - Jamul area.  It is the largest of the charter schools in California with approximately 2,200 students.  Since Rocha has been the principal, test scores have risen every year.  He is retiring after almost 40 years in education.  Assistant principal Eileen Poole has been named as interim principal until a permanent principal takes over for the 2012-2013 school year.

Sign on San Diego

El Cajon Weekly Happenings

With this being a long weekend for many, I thought I would share some of the weekly events happening in the El Cajon area.  It should be gorgeous this weekend so get out there and enjoy some of the great things El Cajon has to offer.

Tours of The Water Conservation Garden: 10:30 a.m. every Saturday at the garden, 12122 Cuyamaca College Drive West, El Cajon. Free. Information: (619) 660-0614.
Tours of the Heritage of the Americas Museum: noon each Saturday at the museum, 12110 Cuyamaca College Drive West, El Cajon. For Information: (619) 670-5194  Cuyamaca Museum

Lake Murray walking trail: 4 p.m. Mondays and Thursdays, 8:30 a.m.  Saturday. Led by the Widow or Widower (WOW) Club of San Diego. Call for Information: (619) 644-5318 or (619) 466-0232.

Arts and crafts: 3 to 4 p.m. every Tuesday at Kennedy Park Center, 1675 E. Madison Ave., El Cajon. Free. Information: (619) 444-1676.

Skate clinic: 4 to 6 p.m. or 6 to 8 p.m. every Wednesday at Kennedy Skate Park, 1675 E. Madison Ave., El Cajon. Bring skateboard or roller blades and learn the sport at all levels. Cost is $8 per session. Must bring helmet, elbow pads, kneepads and park ID card to participate. Information: (619) 441-1676 or visit
 El Cajon Rec

Weight Loss Support group: 10 a.m. each Wednesday at Wells Park, 1153 E. Madison Ave., El Cajon. TOPS (Take Off Pounds Sensibly) meetings are open to anyone over 7 years old; support group to help lose weight and keep it off. Information: (619) 562-4966 or  TOPS Website

Senior club: 9 to 11:30 a.m. each Wednesday at the Boys and Girls Club, 8820 Tamberly Way, Santee. Information: (619) 258-4100.

HOLIDAY SAFETY TIPS

Here are some great holiday safety tips to keep in mind throughout the holiday season.The holidays are an exciting time of year for kids, and to help ensure they have a safe holiday season, here are some tips from the American Academy of Pediatrics (AAP). Please feel free to excerpt these tips or use them in their entirety for any print or broadcast story, with acknowledgment of the source.
Trees

When purchasing an artificial tree, look for the label "Fire Resistant."

When purchasing a live tree, check for freshness. A fresh tree is green, needles are hard to pull from branches and when bent between your fingers, needles do not break. The trunk butt of a fresh tree is sticky with resin, and when tapped on the ground, the tree should not lose many needles.

When setting up a tree at home, place it away from fireplaces, radiators or portable heaters. Place the tree out of the way of traffic and do not block doorways.

Cut a few inches off the trunk of your tree to expose the fresh wood. This allows for better water absorption and will help keep your tree from drying out and becoming a fire hazard.

Be sure to keep the stand filled with water, because heated rooms can dry live trees out rapidly.

Lights

Check all tree lights-even if you've just purchased them-before hanging them on your tree. Make sure all the bulbs work and that there are no frayed wires, broken sockets or loose connections.

Never use electric lights on a metallic tree. The tree can become charged with electricity from faulty lights, and a person touching a branch could be electrocuted.

Before using lights outdoors, check labels to be sure they have been certified for outdoor use. To hold lights in place, string them through hooks or insulated staples, not nails or tacks. Never pull or tug lights to remove them.

Plug all outdoor electric decorations into circuits with ground fault circuit interrupters to avoid potential shocks.

Turn off all lights when you go to bed or leave the house. The lights could short out and start a fire.

Decorations

Use only non-combustible or flame-resistant materials to trim a tree. Choose tinsel or artificial icicles of plastic or nonleaded metals.

Never use lighted candles on a tree or near other evergreens. Always use non-flammable holders, and place candles where they will not be knocked over.

In homes with small children, take special care to avoid decorations that are sharp or breakable. Keep trimmings with small removable parts out of the reach of children to prevent them from swallowing or inhaling small pieces. Avoid trimmings that resemble candy or food that may tempt a young child to eat them.

Wear gloves to avoid eye and skin irritation while decorating with spun glass "angel hair." Follow container directions carefully to avoid lung irritation while decorating with artificial snow sprays.

Remove all wrapping papers, bags, paper, ribbons and bows from tree and fireplace areas after gifts are opened. These items can pose suffocation and choking hazards to a small child or can cause a fire if near flame.

Toy Safety

Select toys to suit the age, abilities, skills and interest level of the intended child. Toys too advanced may pose safety hazards for younger children.

Before buying a toy or allowing your child to play with a toy that he has received as a gift, read the instructions carefully.

To prevent both burns and electrical shocks, don’t give young children (under age ten) a toy that must be plugged into an electrical outlet. Instead, buy toys that are battery-operated.

Children under age three can choke on small parts contained in toys or games. Government regulations specify that toys for children under age three cannot have parts less than 1 1/4 inches in diameter and 2 1/4 inches long.

Children can have serious stomach and intestinal problems – including death -- after swallowing button batteries and magnets. Keep them away from young children and call your health care provider immediately if your child swallows one.

Children under age 8 can choke or suffocate on uninflated or broken balloons. Remove strings and ribbons from toys before giving them to young children.

Watch for pull toys with strings that are more than 12 inches in length. They could be a strangulation hazard for babies.

Parents should store toys in a designated location, such as on a shelf or in a toy chest, and keep older kids’ toys away from young children.

Food Safety

Bacteria are often present in raw foods. Fully cook meats and poultry, and thoroughly wash raw vegetables and fruits.

Be sure to keep hot liquids and foods away from the edges of counters and tables, where they can be easily knocked over by a young child’s exploring hands. Be sure that young children cannot access microwave ovens..

Wash your hands frequently, and make sure your children do the same.

Never put a spoon used to taste food back into food without washing it.

Always keep raw foods and cooked foods separately, and use separate utensils when preparing them.

Always thaw meat in the refrigerator, never on the countertop.

Foods that require refrigeration should never be left at room temperature for more than two hours.

Happy Visiting

Clean up immediately after a holiday party. A toddler could rise early and choke on leftover food or come in contact with alcohol or tobacco.

Remember that the homes you visit may not be childproofed. Keep an eye out for danger spots.

Keep a list with all of the important phone numbers you or a baby-sitter are likely to need in case of an emergency. Include the police and fire department, your pediatrician and the national Poison Help Line, 1-800-222-1222. Laminating the list will prevent it from being torn or damaged by accidental spills.

Traveling, visiting family members, getting presents, shopping, etc., can all increase your child's stress levels. Trying to stick to your child's usual routines, including sleep schedules and timing of naps, can help you and your child enjoy the holidays and reduce stress.

Fireplaces

Before lighting any fire, remove all greens, boughs, papers, and other decorations from fireplace area. Check to see that the flue is open.

Use care with "fire salts," which produce colored flames when thrown on wood fires. They contain heavy metals that can cause intense gastrointestinal irritation and vomiting if eaten. Keep them away from children.

Do not burn gift wrap paper in the fireplace. A flash fire may result as wrappings ignite suddenly and burn intensely.

2010 - American Academy of Pediatrics

San Diego Chargers 2010 Schedule

Saturday Aug 21, 6:00 PM, Dallas @ home
Friday, Aug 27, 5:00 PM, @ New Orleans
Thursday, Sept 2, 7:00 PM, @ San Francisco
Monday, Sept 13, 7:15 PM, @ Kansas City
Sunday, Sept 19, 1:15 PM, Jacksonville @ Home
Sunday, Sept 26, 1:15 PM, @ Seattle
Sunday, Oct 3, 1:15 PM, Arizona @Home
Sunday, Oct 10, 1:15 PM, @ Oakland
Sunday, Oct 17, 10:00 AM, @ St. Louis
Sunday, Oct 24, 1:15 PM, New England @ home
Sunday, Oct 31, 1:05 PM, Tennessee @ Home
Sunday, Nov 7, 10:00 AM, @ Houston
Mon, Nov 22, 5:30 PM, Broncos @ Home
Sunday, Nov 28, 5:20 PM, @ Indianapolis
Sunday, Dec 5, 1:05 PM, Oakland @ Home
Sunday, Dec 12, 1:15 PM, Kansas City @ Home
Thursday, Dec 16, 5:20 PM, San Francisco @ Home
Sunday, Dec 26, 5:20 PM, @ Cincinnati
Sunday, Jan 2, 1:15 PM, @ Denver

Farmers' Markets - A Taste of Summer

Summer is here and you know what that means...yummy, fresh fruits and veggies.  Here are some San Diego area Farmer's Markets that you might want to check out.

Cardiff Seaside Market, 2087 San Elijo Ave, 7am-10pm daily, 760-767-5555

Carlsbad Farmers' Market, Roosevelt St. between Frand and Carlsbad Village, Wed & Sat, 1pm-5pm, 760-434-2553

Chula Vista Farmers' Market & Open Air Bazaar, Center St. & 3rd, Thurs, 3pm-6pm, 619-422-1982

Otay Ranch Farmers' Market, 2015 Birch Rd & East Lake Blvd, Tues, 4pm-7pm, 619-522-1982

City Heights Farmers' Market, Wightman St between Fairmont and 43rd, Sat, 9am-1pm, 760-751-4193

Clairemont Market and Bazaar, Schweitzer Elementary School, Sat, 3pm-6:30pm

Coronado Farmers' Market, Old Ferry Landing, 1st St and B Ave, Tues, 2:30-6pm, 760-741-3763

Del Mar Farmer's Market, El Camino del Mar & 10th, City Hall parking lot, Sat, 1pm-4pm, 760-727-1471

East Village Farmers' Market, 8th and Market, Sat, 8am-3pm, 619-232-1430

Horton Square Farmers' Market, Horton Square downtown, Thur, 11am-3pm, 760-741-3763

3rd Ave Farmers' Market and International Bazaar, 400 block of 3rd Ave, Sun, 9am-1pm, 619-279-0032

Encinitas Farmers' Market, Paul Ecke Elementary, Sun, 10am-2pm, 760-745-8877

Escondido Farmers' Market, Grand Ave between Juniper and Kalmia St, Tues, 3:30pm-7pm, 760-745-8877

Hillcrest Farmers' Market, 3960 Normal St, Sun, 9am-2pm, 619-237-1632

La Jolla Farmers' Market, La Jolla Elementary, Sun 9am-1pm, 858-454-1699

La Mesa Farmers' Market, La Mesa Village on Allison St, Fri, 3pm-6pm, 619-440-5027

Little Italy Mercato, Date st and India, Sat, 9-1:30pm, 619-233-3769

Mission Valley Farmers' Market, Westfield Mall East Parking lot, Fri, 3pm-7pm, 619-795-3363

North Park Farmers' Market, University and 32nd, Thurs, 3pm-sunset, 619-237-1632

Ocean Beach Farmers' Market, Newport Ave between Cable and Bacon, Wed, 4pm-8pm, 619-279-0032

Oceanside Farmers' Market, Pier View Way and Coast Hwy 101, Thurs, 9am-1pm, 619-440-5027

Pacific Beach Farmers' Market, Promenade Mall, Mission Blvd between Reed and Pacific Beach Blvd, Sat, 8am-noon, 760-741-3763

Point Loma Farmers' Market, Liberty Station, Sun, 9:30am-2:30pm, 619-795-3363

Poway Farmers' Market, Midland Rd and Temple St, Sat, 8am-11:30pm, 858-668-4576

Ramona Certified Farmers' Market, Collier Park, 626 E St, Sat, 8:30am-12:30pm, 760-788-1924

Rancho Bernardo Farmers' Market, Bernardo Winery, Fri, 9am-noon, 760-500-1709

Scripps Ranch Farmers' Market, Scripps Poway Pkwy and Spring Canyon Rd, Sat, 9am-1pm, 858-586-7933

Solana Beach Farmers' Market, South end of Cedros Ave, Sun, 1pm-5pm, 858-755-0444

Temecula Farmers' Market, Pronenade Mall, outside of JC Penney, Wed, 9am-1pm, 760-728-7343

Tierrasanta Farmers' Market, De Portola Middle School, Thurs, 3pm-7pm, 858-272-7054

UCSD Farmers' Market, UCSD Bookstore, Lyman Lane and Library Walk, Tues, 10am-2pm, 858-534-4248

Valley Center Farmers' Market, Valley Center Community Center, Thurs, 3pm-7pm, 760-751-4193

Vista Farmers' Market, County Courthouse, Sat, 8am-noon, 760-945-7425

Southern California Special Olympics

Southern California Special Olympics

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