2009-10 OLDERS TRYOUT INFO
Please download and fill out the the San Diego United Tryout form and bring it to the first session.
DOWNLOAD SAN DIEGO UNITED TRYOUT FORM
All tryouts will be held at either:
Granite Hills High School Stadium Field (GHHS)
1719 East Madison Avenue, El Cajon, CA
or
Cuyamaca College - Lower Field (CC)
900 Rancho San Diego Parkway, El Cajon, CA 92019
Please arrive 30 minutes early on the player's first day for check-in. Players must have shin guards, cleats and a soccer ball and attend ALL sessions.
GU15
Sun 5/03/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . . . (GHHS)
Tue 5/05/09 . . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . . . (GHHS)
GU16
Sun 5/03/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . . . .(CC)
Sat 5/09/09. . . . . . . . . . . . . 4:30-5:45pm . . . . . . . . . . . . . . . (GHHS)
GU17
Sun 5/03/09 . . . . . . . . . . . . 12:30-1:45pm . . . . . . . . . . . . . (GHHS)
Tue 5/05/09: . . . . . . . . . . . . 6:00-7:15pm . . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . 1:30-2:45pm . . . . . . . . . . . . . . (GHHS)
GU18
Sun 5/03/09. . . . . . . . . . . . . 2:00-3:15pm . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . .3:00-4:15pm . . . . . . . . . . . . (GHHS)
+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
BU15
Sat 5/02/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . . . . . .(CC)
Sat 5/09/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . . . .(GHHS)
BU16
Sat 5/02/09 . . . . . . . . . . . . 12:30-1:45pm . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . .(CC)
Sat 5/09/09 . . . . . . . . . . . . 12:00-1:15pm . . . . . . . . . . . .(GHHS)
BU17
Sat 5/02/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . .(GHHS)
Tue 5/05/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . .(GHHS)
BU18
Sat 5/02/09 . . . . . . . . . . . . 2:00-3:15pm . . . . . . . . . . . . (GHHS)
Tue 5/07/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . 1:30-2:45pm . . . . . . . . . . . . .(GHHS)
+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +
Players will be trying out as their 2009-2010 season playing ages. Please see below chart:
Birthdate
2009/2010 Age Group
08/01/94 - 07/31/95
U15
08/01/93 - 07/31/94
U16
08/01/92 - 07/31/93
U17
08/01/91 - 07/31/92
U18
For questions, please contact:
Director of Soccer Operations ~ Elio Bello...................(619) 669-8051
Club President ~ Rebecca Dierdorff...........................(619) 339-5803
Monday, April 27, 2009
Wednesday, April 22, 2009
Low Interest Rates Delay Option ARM Resets
I am not sure I agree with this. Time and time again I hear stories of homeowners trying to refinance their adjustable mortgage before it becomes a problem but the lenders are not helping if the homeowner is current on payments. Why wait until someone falls behind. The lenders know that once the rates adjust lots of people are going to be in trouble, why not reset these loans to a fixed rate and avoid more trouble? Do the banks want more people to default so they can then ask for more bailout money for their yearly bonuses? It is time for the lenders to get ahead of the situation, stop being greedy and trying to milk every penny they can, fix people's interest rates and be done.
Daily Real Estate News | April 22, 2009 | Share
Option adjustable-rate mortgages aren’t imploding as quickly as predicted because interest rates remain at historic lows, but resets are likely to pick up next spring, according to Credit Suisse.
Option ARMs give borrowers the option of making low payments that don't even cover the interest due which is then added to the outstanding loan balance. A total of $500 billion of option ARM loans are outstanding, says the bank.
About 37.5 percent of those originated in 2005 are outstanding; 63 percent originated in 2006 are outstanding, and 82 percent of the 2007 loans remain, according to Barclays Capital.
The Mortgage Bankers Association says the impact of an increasing tide of resets will be diminished because lenders are helping borrowers refinance the option ARMs before they reset.
"I don't think this is going to be the tsunami that was forecasted a few years ago," says Keith Gumbinger, vice-president of HSH.com, a publisher of loan information. "But it's probably bigger than a ripple in a pond."
Source: BusinessWeek.com, Prashant Gopal (04/17/2009)
Daily Real Estate News | April 22, 2009 | Share
Option adjustable-rate mortgages aren’t imploding as quickly as predicted because interest rates remain at historic lows, but resets are likely to pick up next spring, according to Credit Suisse.
Option ARMs give borrowers the option of making low payments that don't even cover the interest due which is then added to the outstanding loan balance. A total of $500 billion of option ARM loans are outstanding, says the bank.
About 37.5 percent of those originated in 2005 are outstanding; 63 percent originated in 2006 are outstanding, and 82 percent of the 2007 loans remain, according to Barclays Capital.
The Mortgage Bankers Association says the impact of an increasing tide of resets will be diminished because lenders are helping borrowers refinance the option ARMs before they reset.
"I don't think this is going to be the tsunami that was forecasted a few years ago," says Keith Gumbinger, vice-president of HSH.com, a publisher of loan information. "But it's probably bigger than a ripple in a pond."
Source: BusinessWeek.com, Prashant Gopal (04/17/2009)
Tuesday, April 21, 2009
Good News! Huge Price Reduction
For those of you who have been waiting for a reduction on this property, here you go. I know you are ready to buy it now!! :)
$50 Million Price Drop for Hemsley Estate
The heirs of the late Leona Helmsley have cut the price of her Greenwich, Conn., home by 40 percent to $75 million from $125 million.
Helmsley and her late husband, Harry, paid $11 million for the property in the early 1980s. The renovation of the 20,000-square-foot, Jacobean-style mansion led to her conviction for tax evasion in 1989 after she billed her company for millions of dollars in costs related to redoing the home. She served time in federal prison for the crime.
The $50 million reduction is believed to be the largest price reduction ever on a U.S. house.
Source: The Wall Street Journal, Christina S.N. Lewis (04/20/2009)
$50 Million Price Drop for Hemsley Estate
The heirs of the late Leona Helmsley have cut the price of her Greenwich, Conn., home by 40 percent to $75 million from $125 million.
Helmsley and her late husband, Harry, paid $11 million for the property in the early 1980s. The renovation of the 20,000-square-foot, Jacobean-style mansion led to her conviction for tax evasion in 1989 after she billed her company for millions of dollars in costs related to redoing the home. She served time in federal prison for the crime.
The $50 million reduction is believed to be the largest price reduction ever on a U.S. house.
Source: The Wall Street Journal, Christina S.N. Lewis (04/20/2009)
Fed Vice Chair Predicts Slow Recovery in 2009
Daily Real Estate News | April 21, 2009 | Share
Federal Reserve Vice Chair Donald Kohn says home sales and other consumer spending combined with big earnings at some banks indicate that the U.S. economy is on the road to a gradual recovery this year.
Kohn, speaking Monday night at the University of Delaware, said declines in sales and construction of single-family homes have abated, but tight credit in the commercial real estate market is slowing recovery.
"My best guess is that we are in for a relatively gradual recovery [this year]," he said.
Source: The Associated Press, Jennifer Malloy Zonnas (04/21/2009)
Federal Reserve Vice Chair Donald Kohn says home sales and other consumer spending combined with big earnings at some banks indicate that the U.S. economy is on the road to a gradual recovery this year.
Kohn, speaking Monday night at the University of Delaware, said declines in sales and construction of single-family homes have abated, but tight credit in the commercial real estate market is slowing recovery.
"My best guess is that we are in for a relatively gradual recovery [this year]," he said.
Source: The Associated Press, Jennifer Malloy Zonnas (04/21/2009)
Monday, April 13, 2009
Is FHA Key to Housing Turnaround?
Daily Real Estate News | April 13, 2009 | Share
Federal Housing Administration loans can be a very good deal for home buyers, especially those who don’t have a lot of cash or whose credit rating isn’t stellar, experts say.
FHA loans now account for 20 percent of new mortgages, up from 3 percent in 2006. What's more, the number of authorized FHA lenders has increased 500 percent in two years.
Other benefits of FHA loans include easy loan modifications for borrowers who fall behind, easy refinancing plans if rates decline, and low rates overall, which don’t rise if the borrower has a low credit score. There are no income restrictions on FHA loans, so even borrowers with good incomes may find them attractive.
FHA loans still require a pre-settlement inspection of the home, but the process isn’t nearly as arduous as it once was, says George Hanzimanolis, past president of the National Association of Mortgage Brokers.
Source: CNNMoney.com (04/01/2009)
Federal Housing Administration loans can be a very good deal for home buyers, especially those who don’t have a lot of cash or whose credit rating isn’t stellar, experts say.
FHA loans now account for 20 percent of new mortgages, up from 3 percent in 2006. What's more, the number of authorized FHA lenders has increased 500 percent in two years.
Other benefits of FHA loans include easy loan modifications for borrowers who fall behind, easy refinancing plans if rates decline, and low rates overall, which don’t rise if the borrower has a low credit score. There are no income restrictions on FHA loans, so even borrowers with good incomes may find them attractive.
FHA loans still require a pre-settlement inspection of the home, but the process isn’t nearly as arduous as it once was, says George Hanzimanolis, past president of the National Association of Mortgage Brokers.
Source: CNNMoney.com (04/01/2009)
Wednesday, April 1, 2009
Big Gains in Pending Home Sales, Affordability
Daily Real Estate News | April 1, 2009 | Share
Increases in pending home sales suggest a possible upswing in sales activity in coming months, according to the National Association of REALTORS.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in February, rose 2.1 percent to 82.1 from a reading of 80.4 in January, but is 1.4 percent below February 2008, when it was 83.3.
Lawrence Yun, NAR chief economist, said the market is continuing to underperform.
“Pending home sales have a way to go for there to be a meaningful increase, but recent increases in shopping activity are hopeful indicators that we’ll see additional sales gains,” he says. “More buyers are getting into the market to take advantage of stimulus incentives and much improved housing affordability conditions, but it will take a few months before we could see this turn up in measurable sales contract activity.”
Additionally, NAR’s Housing Affordability Index rose to a new high in February.
Increases in pending home sales suggest a possible upswing in sales activity in coming months, according to the National Association of REALTORS.
The Pending Home Sales Index, a forward-looking indicator based on contracts signed in February, rose 2.1 percent to 82.1 from a reading of 80.4 in January, but is 1.4 percent below February 2008, when it was 83.3.
Lawrence Yun, NAR chief economist, said the market is continuing to underperform.
“Pending home sales have a way to go for there to be a meaningful increase, but recent increases in shopping activity are hopeful indicators that we’ll see additional sales gains,” he says. “More buyers are getting into the market to take advantage of stimulus incentives and much improved housing affordability conditions, but it will take a few months before we could see this turn up in measurable sales contract activity.”
Additionally, NAR’s Housing Affordability Index rose to a new high in February.
Tuesday, March 31, 2009
2009 Jamul Kiwanis Gymkhana Series Dates
2009 Jamul Kiwanis Gymkhana Series Dates:
March 29th
April 26th
May 31st
June 28th
July (off)
August 30th
Gymkhana is a horse event in which riders of all ages compete in games on horseback. The games are timed and the fastest rider wins. The ages of the riders range from 4-40. This is a great community event. Plan to come and watch!
March 29th
April 26th
May 31st
June 28th
July (off)
August 30th
Gymkhana is a horse event in which riders of all ages compete in games on horseback. The games are timed and the fastest rider wins. The ages of the riders range from 4-40. This is a great community event. Plan to come and watch!
Home Buyer Tax Credit - Who is eligible?
Who is eligible to claim the tax credit?
First-time home buyers purchasing any kind of home—new or resale—are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.
What is the definition of a first-time home buyer?
The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.
For example, if you have not owned a home in the past three years but your spouse has owned a principal residence, neither you nor your spouse qualifies for the first-time home buyer tax credit. However, unmarried joint purchasers may allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter. Ownership of a vacation home or rental property not used as a principal residence does not disqualify a buyer as a first-time home buyer.
First-time home buyers purchasing any kind of home—new or resale—are eligible for the tax credit. To qualify for the tax credit, a home purchase must occur on or after January 1, 2009 and before December 1, 2009. For the purposes of the tax credit, the purchase date is the date when closing occurs and the title to the property transfers to the home owner.
What is the definition of a first-time home buyer?
The law defines "first-time home buyer" as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.
For example, if you have not owned a home in the past three years but your spouse has owned a principal residence, neither you nor your spouse qualifies for the first-time home buyer tax credit. However, unmarried joint purchasers may allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter. Ownership of a vacation home or rental property not used as a principal residence does not disqualify a buyer as a first-time home buyer.
Monday, March 30, 2009
Your House As Seen By...
This is an email that was sent to me. I thought it was great so I had to share!
Your House As Seen By:
Yourself...
Your Buyer...
Your Lender...
Your Appraiser...
Your County's Tax Assessor...
Your House As Seen By:
Yourself...
Your Buyer...
Your Lender...
Your Appraiser...
Your County's Tax Assessor...
Friday, March 27, 2009
Home Buyer Tax Credit - Part 1
$8,000 Home Buyer Tax Credit at a Glance
* The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
* The tax credit does not have to be repaid.
* The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
* The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.
* Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
* The tax credit is for first-time home buyers only. For the tax credit program, the IRS defines a first-time home buyer as someone who has not owned a principal residence during the three-year period prior to the purchase.
* The tax credit does not have to be repaid.
* The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
* The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.
* Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
Thursday, March 26, 2009
Red Flags for Foreclosure Rescue Scams
HOMEOWNERS BEWARE:
If you are at risk of or in foreclosure, you should be on the lookout for foreclosure scams. Here are some of the red flags to
watch out for:
• Asks for money upfront before providing any service
• Instructs you not to contact your lender, lawyer, housing
counselor, family, friends, or others
• Asks for mortgage payments to be made directly to his or her
company or a bank account set up by that person, rather than
your lender.
• Requires payment only in the form of cash, cashier’s check,
or wire transfer
• Promises to stop the foreclosure process, no matter the
circumstances
• Advises you to transfer your property deed or title to his or
her company
• Offers to fill out paperwork for you
• Asks for something to be done immediately and without delay.
This includes pressuring you into signing paperwork that you
have not had the chance to read thoroughly or do not fully
understand
• Encourages you to lease your house and buy it back
over time
• Offers to buy your house for a fixed price that is not set by the
housing market at the time of sale
• Asks for you to give a power of attorney
• Asks for signatures on a grant deed or deed of trust
• Asks for signatures on a document that has lines left blank
• Fails to provide copies of signed documents
• Refuses or fails to put an oral promise in writing
If you are at risk of or in foreclosure, you should be on the lookout for foreclosure scams. Here are some of the red flags to
watch out for:
• Asks for money upfront before providing any service
• Instructs you not to contact your lender, lawyer, housing
counselor, family, friends, or others
• Asks for mortgage payments to be made directly to his or her
company or a bank account set up by that person, rather than
your lender.
• Requires payment only in the form of cash, cashier’s check,
or wire transfer
• Promises to stop the foreclosure process, no matter the
circumstances
• Advises you to transfer your property deed or title to his or
her company
• Offers to fill out paperwork for you
• Asks for something to be done immediately and without delay.
This includes pressuring you into signing paperwork that you
have not had the chance to read thoroughly or do not fully
understand
• Encourages you to lease your house and buy it back
over time
• Offers to buy your house for a fixed price that is not set by the
housing market at the time of sale
• Asks for you to give a power of attorney
• Asks for signatures on a grant deed or deed of trust
• Asks for signatures on a document that has lines left blank
• Fails to provide copies of signed documents
• Refuses or fails to put an oral promise in writing
February Sales and Price Quick Facts
For release:
March 25, 2009
Quick Facts:
. Existing, single-family home sales increased 83 percent in February to a seasonally adjusted rate of 620,410 on an annualized basis
. The statewide median price of an existing single-family home decreased 40.8 percent
in February to $247,590
. C.A.R.’s Unsold Inventory Index fell to 6.5 months in February, compared with 15.3 months in February 2008
. The median number of days it took to sell a single-family home declined to 51.5 days in February 2009, compared with 69.3 days in February 2008
C.A.R. reports February home sales increased 83 percent, median home price declined 40.8 percent
March 25, 2009
Quick Facts:
. Existing, single-family home sales increased 83 percent in February to a seasonally adjusted rate of 620,410 on an annualized basis
. The statewide median price of an existing single-family home decreased 40.8 percent
in February to $247,590
. C.A.R.’s Unsold Inventory Index fell to 6.5 months in February, compared with 15.3 months in February 2008
. The median number of days it took to sell a single-family home declined to 51.5 days in February 2009, compared with 69.3 days in February 2008
C.A.R. reports February home sales increased 83 percent, median home price declined 40.8 percent
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