Monday, April 27, 2009

United Soccer Club Tryout Schedule

2009-10 OLDERS TRYOUT INFO

Please download and fill out the the San Diego United Tryout form and bring it to the first session.

DOWNLOAD SAN DIEGO UNITED TRYOUT FORM

All tryouts will be held at either:

Granite Hills High School Stadium Field (GHHS)
1719 East Madison Avenue, El Cajon, CA

or

Cuyamaca College - Lower Field (CC)
900 Rancho San Diego Parkway, El Cajon, CA 92019

Please arrive 30 minutes early on the player's first day for check-in. Players must have shin guards, cleats and a soccer ball and attend ALL sessions.

GU15
Sun 5/03/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . . . (GHHS)
Tue 5/05/09 . . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . . . (GHHS)

GU16
Sun 5/03/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . . . .(CC)
Sat 5/09/09. . . . . . . . . . . . . 4:30-5:45pm . . . . . . . . . . . . . . . (GHHS)

GU17
Sun 5/03/09 . . . . . . . . . . . . 12:30-1:45pm . . . . . . . . . . . . . (GHHS)
Tue 5/05/09: . . . . . . . . . . . . 6:00-7:15pm . . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . 1:30-2:45pm . . . . . . . . . . . . . . (GHHS)

GU18
Sun 5/03/09. . . . . . . . . . . . . 2:00-3:15pm . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . . .3:00-4:15pm . . . . . . . . . . . . (GHHS)

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +

BU15
Sat 5/02/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . . . . . .(CC)
Sat 5/09/09 . . . . . . . . . . . . 9:00-10:15am . . . . . . . . . . . . . . . .(GHHS)

BU16
Sat 5/02/09 . . . . . . . . . . . . 12:30-1:45pm . . . . . . . . . . . . (GHHS)
Thu 5/07/09 . . . . . . . . . . . .6:00-7:15pm . . . . . . . . . . . . .(CC)
Sat 5/09/09 . . . . . . . . . . . . 12:00-1:15pm . . . . . . . . . . . .(GHHS)

BU17
Sat 5/02/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . .(GHHS)
Tue 5/05/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . 10:30-11:45am . . . . . . . . . . .(GHHS)

BU18
Sat 5/02/09 . . . . . . . . . . . . 2:00-3:15pm . . . . . . . . . . . . (GHHS)
Tue 5/07/09 . . . . . . . . . . . . 7:30-8:45pm . . . . . . . . . . . . (CC)
Sat 5/09/09 . . . . . . . . . . . . 1:30-2:45pm . . . . . . . . . . . . .(GHHS)

+ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +

Players will be trying out as their 2009-2010 season playing ages. Please see below chart:

Birthdate
2009/2010 Age Group

08/01/94 - 07/31/95
U15

08/01/93 - 07/31/94
U16

08/01/92 - 07/31/93
U17

08/01/91 - 07/31/92
U18


For questions, please contact:
Director of Soccer Operations ~ Elio Bello...................(619) 669-8051
Club President ~ Rebecca Dierdorff...........................(619) 339-5803

Wednesday, April 22, 2009

Low Interest Rates Delay Option ARM Resets

I am not sure I agree with this. Time and time again I hear stories of homeowners trying to refinance their adjustable mortgage before it becomes a problem but the lenders are not helping if the homeowner is current on payments. Why wait until someone falls behind. The lenders know that once the rates adjust lots of people are going to be in trouble, why not reset these loans to a fixed rate and avoid more trouble? Do the banks want more people to default so they can then ask for more bailout money for their yearly bonuses? It is time for the lenders to get ahead of the situation, stop being greedy and trying to milk every penny they can, fix people's interest rates and be done.

Daily Real Estate News | April 22, 2009 | Share

Option adjustable-rate mortgages aren’t imploding as quickly as predicted because interest rates remain at historic lows, but resets are likely to pick up next spring, according to Credit Suisse.

Option ARMs give borrowers the option of making low payments that don't even cover the interest due which is then added to the outstanding loan balance. A total of $500 billion of option ARM loans are outstanding, says the bank.

About 37.5 percent of those originated in 2005 are outstanding; 63 percent originated in 2006 are outstanding, and 82 percent of the 2007 loans remain, according to Barclays Capital.

The Mortgage Bankers Association says the impact of an increasing tide of resets will be diminished because lenders are helping borrowers refinance the option ARMs before they reset.

"I don't think this is going to be the tsunami that was forecasted a few years ago," says Keith Gumbinger, vice-president of HSH.com, a publisher of loan information. "But it's probably bigger than a ripple in a pond."

Source: BusinessWeek.com, Prashant Gopal (04/17/2009)

Tuesday, April 21, 2009

Good News! Huge Price Reduction

For those of you who have been waiting for a reduction on this property, here you go. I know you are ready to buy it now!! :)


$50 Million Price Drop for Hemsley Estate

The heirs of the late Leona Helmsley have cut the price of her Greenwich, Conn., home by 40 percent to $75 million from $125 million.

Helmsley and her late husband, Harry, paid $11 million for the property in the early 1980s. The renovation of the 20,000-square-foot, Jacobean-style mansion led to her conviction for tax evasion in 1989 after she billed her company for millions of dollars in costs related to redoing the home. She served time in federal prison for the crime.

The $50 million reduction is believed to be the largest price reduction ever on a U.S. house.

Source: The Wall Street Journal, Christina S.N. Lewis (04/20/2009)

Fed Vice Chair Predicts Slow Recovery in 2009

Daily Real Estate News | April 21, 2009 | Share

Federal Reserve Vice Chair Donald Kohn says home sales and other consumer spending combined with big earnings at some banks indicate that the U.S. economy is on the road to a gradual recovery this year.

Kohn, speaking Monday night at the University of Delaware, said declines in sales and construction of single-family homes have abated, but tight credit in the commercial real estate market is slowing recovery.

"My best guess is that we are in for a relatively gradual recovery [this year]," he said.

Source: The Associated Press, Jennifer Malloy Zonnas (04/21/2009)

Monday, April 13, 2009

Is FHA Key to Housing Turnaround?

Daily Real Estate News | April 13, 2009 | Share

Federal Housing Administration loans can be a very good deal for home buyers, especially those who don’t have a lot of cash or whose credit rating isn’t stellar, experts say.

FHA loans now account for 20 percent of new mortgages, up from 3 percent in 2006. What's more, the number of authorized FHA lenders has increased 500 percent in two years.

Other benefits of FHA loans include easy loan modifications for borrowers who fall behind, easy refinancing plans if rates decline, and low rates overall, which don’t rise if the borrower has a low credit score. There are no income restrictions on FHA loans, so even borrowers with good incomes may find them attractive.

FHA loans still require a pre-settlement inspection of the home, but the process isn’t nearly as arduous as it once was, says George Hanzimanolis, past president of the National Association of Mortgage Brokers.

Source: CNNMoney.com (04/01/2009)

Wednesday, April 1, 2009

Big Gains in Pending Home Sales, Affordability

Daily Real Estate News | April 1, 2009 | Share

Increases in pending home sales suggest a possible upswing in sales activity in coming months, according to the National Association of REALTORS.

The Pending Home Sales Index, a forward-looking indicator based on contracts signed in February, rose 2.1 percent to 82.1 from a reading of 80.4 in January, but is 1.4 percent below February 2008, when it was 83.3.

Lawrence Yun, NAR chief economist, said the market is continuing to underperform.

“Pending home sales have a way to go for there to be a meaningful increase, but recent increases in shopping activity are hopeful indicators that we’ll see additional sales gains,” he says. “More buyers are getting into the market to take advantage of stimulus incentives and much improved housing affordability conditions, but it will take a few months before we could see this turn up in measurable sales contract activity.”

Additionally, NAR’s Housing Affordability Index rose to a new high in February.

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