Wednesday, July 30, 2008
Palo Verde Ranch - Alpine
I recently spent the day at the lake in Pala Verde Ranch Development in Alpine. This was not the first time I had been. My daughters have had soccer parties and get togethers there before. But this time it struck me that many people who live in San Diego may not even be aware it exists. For residents of the "Ranch" this private lake is a great perk to buying a home in this development. It has everything to make for a great family outing. The water is warm and fresh. There are docks to swim out to, and it it not crowded. Residents and their guests can relax in the sun or shade, eat lunch at the picnic table or play volley ball on the sand court. There is a outside kitchen available with a refrigerator to keep your salads cold. Some residents have their canoes or small fishing boats docked there. What a great way to spend a summer day!
Friday, July 25, 2008
30-Year Mortgage Rates Rise Again
Freddie Mac reports a more than 0.25-percentage point gain in the 30-year fixed mortgage rate to 6.63 percent during the week ended July 24 from the prior week, marking the highest level since it reached 6.68 percent last August.
The 15-year fixed mortgage rate also increased, climbing to 6.18 percent from 5.78 percent.
Meanwhile, the five-year hybrid adjustable mortgage rate rose to 6.16 percent from 5.80 percent; and the one-year ARM surged to 5.49 percent from 5.10 percent.
Freddie Mac chief economist Frank Nothaft attributes the jump to "market concerns about rising inflation, further weakness in the housing market and greater probability that the Federal Reserve will raise short-term rates this year."
Source: Wall Street Journal (07/25/08)
The 15-year fixed mortgage rate also increased, climbing to 6.18 percent from 5.78 percent.
Meanwhile, the five-year hybrid adjustable mortgage rate rose to 6.16 percent from 5.80 percent; and the one-year ARM surged to 5.49 percent from 5.10 percent.
Freddie Mac chief economist Frank Nothaft attributes the jump to "market concerns about rising inflation, further weakness in the housing market and greater probability that the Federal Reserve will raise short-term rates this year."
Source: Wall Street Journal (07/25/08)
Wednesday, July 23, 2008
Buyers What Are You Waiting For?
I read this today and felt very sad. Many home buyers are sitting on the fence waiting for the "bottom". But what they don't realize is the rise in interest rates will have a much bigger impact on their monthly payment. Buyers, if you are considering buying in the near future, do it now. There are great prices on properties and many properties to choose from. Don't wait for interest rates to go up further and put homebuying out of your reach.
Loan Applications Fall as Mortgage Rates Rise
As mortgage rates neared their highest level in a year, loan applications fell 6.2 percent on a seasonally adjusted basis to 489.6 from 522.2 the previous week, according to the Mortgage Bankers Association weekly survey.
On an unadjusted basis, the index decreased 6.1 percent from the previous week and was down 19.6 percent compared with the same week a year ago.
The refinance index decreased 5.6 percent and the seasonally adjusted purchase index declined 6.7 percent.
Mortgage rates generally rose:
30-year fixed-rate mortgages increased to 6.59 percent from 6.22 percent
15-year fixed-rate mortgages increased to 6.10 percent from 5.74 percent
1-year ARMs remained unchanged at 7.16 percent
Source: Mortgage Bankers Association (07/23/2008)
Loan Applications Fall as Mortgage Rates Rise
As mortgage rates neared their highest level in a year, loan applications fell 6.2 percent on a seasonally adjusted basis to 489.6 from 522.2 the previous week, according to the Mortgage Bankers Association weekly survey.
On an unadjusted basis, the index decreased 6.1 percent from the previous week and was down 19.6 percent compared with the same week a year ago.
The refinance index decreased 5.6 percent and the seasonally adjusted purchase index declined 6.7 percent.
Mortgage rates generally rose:
30-year fixed-rate mortgages increased to 6.59 percent from 6.22 percent
15-year fixed-rate mortgages increased to 6.10 percent from 5.74 percent
1-year ARMs remained unchanged at 7.16 percent
Source: Mortgage Bankers Association (07/23/2008)
Tuesday, July 15, 2008
Olympic Schedule
I have mailed out the schedule for the upcoming Olympic games. If you have not received one give me a call and I will get it out in the mail to you immediately. The games begin on Friday August 8th with the opening ceremony. I have been watching the trials and I am already getting wrapped up in the stories of the athletes. Call if you need a schedule!
Friday, July 11, 2008
Thursday, July 3, 2008
San Diego Fireworks
Here is a list of the 2008 Fireworks. Please let me know if I have missed any. Enjoy and have a fun and safe 4th of July!
CENTRAL SAN DIEGO
California Fireworks Cruise (Maritime Museum of San Diego): 6:30 to 10 p.m. $65; available to ages 7 and up. Check-in is at 6:15 p.m. (619) 234-9153.
Embarcadero Marina Park South: 7:30 p.m. Fireworks are presented to synchronized classical music. $15-$75. (619) 235-0804.
Fireworks Cruise by the Bay: 7 p.m. Hornblower Cruises & Events presents this event, which features food and music. Boarding time starts at 6:30 p.m. $71.40 for children 4-12; $119.00 for ages 13 and over. (800) 668-4322.
Glorietta Bay (Coronado): 9 p.m. Daylong festivities include a half-marathon, rough water swim, Art in the Park and live music. The annual Independence Day Parade takes place at 10 a.m. (619) 437-8788.La Jolla Cove: 9 p.m. (858) 454-1444.
Mira Mesa Recreation Center: 9 p.m. Celebration begins at 12 a.m. with a parade, followed by food, rides, games and entertainment in Mira Mesa Community Park. (858) 538-8122.
Mission Bay Yacht Club: 9 p.m. (858) 488-0501.
Ocean Beach Pier: 9 p.m. (619) 226-8613.
Paradise Point Resort and Spa: 9 p.m. Fireworks follow an All-American Barbecue that starts at 6 p.m. ($72 for adults; $29 for children younger than 12). (858) 274-4630.
San Diego Bay: 9 p.m. (858) 751-5755.SeaWorld: 9:30 p.m. $47-$57; parking is $10. Viewing also available along Crown Point. (800) 25-SHAMU.
EAST COUNTY
Town Center Community Park Ballfields (Santee): 9 p.m. (619) 258-4100, ext. 201.
Spring Valley Park: 9 p.m. (619) 479-1832.
NORTH COUNTY
Bradley Park (San Marcos): 9 p.m. Food and music are part of the celebration earlier in the day. Amazing Dana the Magician will perform at 6 and 7:30 p.m. (760) 744-9000 or ci.san-marcos.ca.us.
Brengle Terrace Park (Vista): 9 p.m. Daylong festivities include food, live entertainment and children's games. (760) 726-1340, ext. 1574.
Del Mar Beach (Camp Pendleton): 9 p.m. Daylong activities include music, food and games. (760) 725-2134 or mccscp.com.
Grape Day Park (Escondido): 9 p.m. Afternoon festivities, including game and food booths, music and entertainment for all ages. (760) 745-1159.
Julian: No fireworks. All-day Fridays festivities, beginning at 10 a.m., include a gunfight on Main Street, flyovers by World War II aircraft, a parade at noon, horses, a quilt show and a deep-pit barbecue. (760) 765-1857.
Legoland: 8:30 p.m. Regular park admission applies, though non-park guests are welcome to view fireworks from the parking lot for $2 after 7 p.m. $49.95-$59.95. (760) 918-5346.
Oceanside Pier: 9 p.m. The O'Fest Carnival on the strand includes a lineup of live music at the Oceanside Pier Amphitheater, 2 to 9 p.m. (760) 754-4512 or msoceanside.com.
Olive Pierce Middle School (Ramona): 9 p.m. Grounds open at 5 p.m. for town picnic including food booths and games for the whole family. 760-789-1311.
San Diego County Fair (Del Mar Fairgrounds): 9 p.m. A 7:30 p.m. performance by the Navy Band Southwest will be followed by fireworks and a concert by KC & the Sunshine Band. The show is free with fair admission for unreserved seats on the third and fifth levels, and for the standing area in front of the stage. $6-$12; parking is $9. (858) 755-1161.
SOUTH BAY
Kimball Park (National City): 9 p.m. The National City Community Concert Band will play during the fireworks. Carnival rides, games and food booths will be open at various times from July 2-6. A parade will be held July 5 at 6 p.m. (619) 336-4290.
Listings compiled by Gwen Jackson, Jason Ilgenfritz and Marcia Manna, Union-Tribune
CENTRAL SAN DIEGO
California Fireworks Cruise (Maritime Museum of San Diego): 6:30 to 10 p.m. $65; available to ages 7 and up. Check-in is at 6:15 p.m. (619) 234-9153.
Embarcadero Marina Park South: 7:30 p.m. Fireworks are presented to synchronized classical music. $15-$75. (619) 235-0804.
Fireworks Cruise by the Bay: 7 p.m. Hornblower Cruises & Events presents this event, which features food and music. Boarding time starts at 6:30 p.m. $71.40 for children 4-12; $119.00 for ages 13 and over. (800) 668-4322.
Glorietta Bay (Coronado): 9 p.m. Daylong festivities include a half-marathon, rough water swim, Art in the Park and live music. The annual Independence Day Parade takes place at 10 a.m. (619) 437-8788.La Jolla Cove: 9 p.m. (858) 454-1444.
Mira Mesa Recreation Center: 9 p.m. Celebration begins at 12 a.m. with a parade, followed by food, rides, games and entertainment in Mira Mesa Community Park. (858) 538-8122.
Mission Bay Yacht Club: 9 p.m. (858) 488-0501.
Ocean Beach Pier: 9 p.m. (619) 226-8613.
Paradise Point Resort and Spa: 9 p.m. Fireworks follow an All-American Barbecue that starts at 6 p.m. ($72 for adults; $29 for children younger than 12). (858) 274-4630.
San Diego Bay: 9 p.m. (858) 751-5755.SeaWorld: 9:30 p.m. $47-$57; parking is $10. Viewing also available along Crown Point. (800) 25-SHAMU.
EAST COUNTY
Town Center Community Park Ballfields (Santee): 9 p.m. (619) 258-4100, ext. 201.
Spring Valley Park: 9 p.m. (619) 479-1832.
NORTH COUNTY
Bradley Park (San Marcos): 9 p.m. Food and music are part of the celebration earlier in the day. Amazing Dana the Magician will perform at 6 and 7:30 p.m. (760) 744-9000 or ci.san-marcos.ca.us.
Brengle Terrace Park (Vista): 9 p.m. Daylong festivities include food, live entertainment and children's games. (760) 726-1340, ext. 1574.
Del Mar Beach (Camp Pendleton): 9 p.m. Daylong activities include music, food and games. (760) 725-2134 or mccscp.com.
Grape Day Park (Escondido): 9 p.m. Afternoon festivities, including game and food booths, music and entertainment for all ages. (760) 745-1159.
Julian: No fireworks. All-day Fridays festivities, beginning at 10 a.m., include a gunfight on Main Street, flyovers by World War II aircraft, a parade at noon, horses, a quilt show and a deep-pit barbecue. (760) 765-1857.
Legoland: 8:30 p.m. Regular park admission applies, though non-park guests are welcome to view fireworks from the parking lot for $2 after 7 p.m. $49.95-$59.95. (760) 918-5346.
Oceanside Pier: 9 p.m. The O'Fest Carnival on the strand includes a lineup of live music at the Oceanside Pier Amphitheater, 2 to 9 p.m. (760) 754-4512 or msoceanside.com.
Olive Pierce Middle School (Ramona): 9 p.m. Grounds open at 5 p.m. for town picnic including food booths and games for the whole family. 760-789-1311.
San Diego County Fair (Del Mar Fairgrounds): 9 p.m. A 7:30 p.m. performance by the Navy Band Southwest will be followed by fireworks and a concert by KC & the Sunshine Band. The show is free with fair admission for unreserved seats on the third and fifth levels, and for the standing area in front of the stage. $6-$12; parking is $9. (858) 755-1161.
SOUTH BAY
Kimball Park (National City): 9 p.m. The National City Community Concert Band will play during the fireworks. Carnival rides, games and food booths will be open at various times from July 2-6. A parade will be held July 5 at 6 p.m. (619) 336-4290.
Listings compiled by Gwen Jackson, Jason Ilgenfritz and Marcia Manna, Union-Tribune
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